Ebury, Poland and CEE
Building a B2B fintech business from zero to scale
Wyzwanie, rola Jakuba, mierzalny rezultat: do zatwierdzenia
Independent Financial Services Advisory
Efineo helps financial services companies enter and scale in Poland and Central Europe, while helping corporate finance leaders make better decisions about treasury, FX, payments and financial technology.
15 years in corporate banking and treasury. 15 years in fintech. Poland and CEE.
Portret Jakuba
Pion, naturalne ujecie, spokojne tlo
30
Years across corporate banking and fintech
3 000+
Business clients served by teams built and led by Jakub
80+
People in the commercial organisation built and led by Jakub
4
Offices built as part of the Polish fintech operation
The problem
Businesses can choose from more banks, fintechs, payment providers and treasury tools than ever before. Financial institutions, in turn, often struggle to translate a strong product into local relevance, trust and commercial traction.
Efineo works at this point of friction: where products, markets and business needs must meet.
Path one
Build a credible and commercially effective presence in Poland and Central Europe.
Path two
Make better decisions about the financial infrastructure supporting your business.
Expert programmes
Efineo also develops executive briefings, workshops and learning programmes in corporate finance, financial technology, B2B sales, business development and frontline leadership. Each programme is based on real operating experience and adapted to the decisions participants face.
Request a programmeApproach
Every engagement starts with the business decision, not with a predefined product. We clarify the problem, map the market and the available options, test assumptions with the right stakeholders, and support execution.
01
Understand the business question and define the decision criteria.
02
Map the market, financial setup or customer need.
03
Validate the proposed direction with users, partners or data.
04
Support implementation, commercialisation and review.
Zdjecie z pracy
Wystapienie, warsztat lub spotkanie. Bez stocku
Experience
Jakub Makurat has spent 15 years in corporate banking and treasury and 15 years in fintech. He built and led a B2B fintech business in Poland and Central Europe from market entry to more than 3,000 clients, over 80 people and four offices.
His earlier work included building financial markets capabilities in banking and co-creating one of Poland's early digital FX platforms.
Connect on LinkedInSelected work
Ebury, Poland and CEE
Wyzwanie, rola Jakuba, mierzalny rezultat: do zatwierdzenia
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Wyzwanie, rola Jakuba, mierzalny rezultat: do zatwierdzenia
Liderwalut.pl
Wyzwanie, rola Jakuba, mierzalny rezultat: do zatwierdzenia
FinTech Trends Poland
Wyzwanie, rola Jakuba, mierzalny rezultat: do zatwierdzenia
Intelligence
Efineo turns specialist experience into practical knowledge: market analysis, reports, benchmarks, decision frameworks and tools for financial services and corporate finance. AI supports research, information structure and future personalised tools. Expert review remains part of every published conclusion and client recommendation.
Explore insightsNewsletter
A concise briefing on B2B fintech, corporate treasury, banking and financial services growth in Poland and Central Europe. Practical analysis, selected developments and why they matter.
Contact
Tell us what you are building, changing or trying to understand. We will respond personally and suggest the most useful next step.
Pola techniczne zapisywane z kazdym zgloszeniem