Independent analysis for business finance. Comparisons, decision frameworks and practical tools for companies choosing banking, payments, foreign exchange and financing partners.

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Cookie Policy

Website: efineo.com
Service provider: Jakub Makurat, operating under the business name Jakub Makurat Efineo
Business address: ul. Polska 39, 81-595 Gdynia, Pomeranian Voivodeship, Poland
Tax ID (NIP) / REGON: 5860201901 / 221489866
Contact: [email protected]
Version: 18 September 2026

1. What Cookies Are

Cookies are small text files stored on your device when you use the Website. They help the Website work correctly, keep it secure, remember your preferences, and — where such tools are used — measure traffic and support marketing.

Cookies that are strictly necessary for the Website to function do not require your consent. Analytics and marketing cookies may only be used once you have given consent.

2. Cookie Categories

CategoryPurposeConsent
Strictly necessaryPage delivery, security, protection against abuse of forms, remembering the state of interface elementsNot required
FunctionalRemembering your preferences, for example whether you collapsed the announcement bar. On this Website this is kept in your browser’s session storage, not in a cookie.Not required
AnalyticsTraffic measurement and statisticsRequired — not in use at this time
MarketingRemarketing, conversion measurement, advertising audiencesRequired — not in use at this time

3. What We Currently Use

This Website does not currently set any cookies. It uses no analytics or advertising tools — no Google Analytics, no Google Tag Manager, no LinkedIn Insight Tag and no Meta Pixel — and it does not embed third-party content that would set cookies on your device.

The only information kept on your device is a single entry in your browser’s session storage, described below. It stays in your browser, is deleted when you close the tab, and is never sent to us.

NameTypePurposeDurationConsent
efineoConfbarSession storage (browser)Remembers that you collapsed the announcement bar at the top of the pageUntil you close the browser tabNot required

Separately from the above, our hosting provider and the content delivery network that protects the Website process technical data such as your IP address in their server logs. This is necessary to deliver the Website and keep it secure, and is described in the Privacy Policy.

4. Planned Tools

We plan to introduce traffic analytics and, potentially, marketing tools. Before they are enabled, the Website will present a consent banner allowing you to accept or reject each category, and this Policy will be updated with the list of tools, their purposes and retention periods.

5. Managing Cookies

You can manage cookies in your browser settings: review stored cookies, delete them, or block them entirely. Blocking strictly necessary cookies may prevent parts of the Website, including forms, from working correctly.

Details of how we process personal data are described in our Privacy Policy. For any questions, please contact us at [email protected].

6. Changes to this Policy

This Policy may be updated when new tools are added to the Website or when the law changes. The current version is always available on the Website.